NABIP Miami’s 1st-Ever IFP/ACA Carrier Panel is officially open for registration!
Join us at the Wyndham Garden Inn Miami International Airport, 4909 NW 36th St, Miami Springs, FL 33166, on September 30, 2025, from 11:00 AM – 2:00 PM. The event will feature confirmed carrier panelists and will be moderated by Tony Feijoo, CEO & Founder of NHP. This is your chance to connect, learn, and gain actionable insights to better serve your clients.
Expect expert discussions on product updates, network changes, plan design strategies, and key market trends shaping the future. Attendees will enjoy lunch, a live Q&A, and valuable networking with Miami’s top insurance professionals. Register now—NABIP members save $10 with code MIA24 at checkout. Don’t miss this exclusive opportunity for real insights and connections that can drive your business forward.
Health LOB Update
Effective September 1, 2025, Florida will ban the use of NPN overrides, joining other restricted states including IA, MI, NC, NH, SD, and WI. HealthSherpa is releasing new tools to support agencies, but moving forward, all agents must be directly appointed with each carrier they sell.
As we approach Open Enrollment 2026, agents should anticipate stricter NPN rules, potential carrier exits, and the new “$5 rule,” which requires re-enrollment of all clients. UnitedHealthcare will also increase enforcement by requiring that every Individual & Family Plan application be submitted using the writing agent’s own NPN.