We often miss the opportunity to purchase affordable health insurance because we are not within the enrollment period for health insurance plans.

 

The good news is that you have a chance to get or change health coverage all year long if you qualify for certain life events such as losing health coverage, moving, getting married, having a baby, or adopting a child. These events may qualify you to enroll or change your Marketplace plan outside of the annual Open Enrollment Period, which begins November 1.

 

  Some of these events are specifically the following:

  1. You tried to enroll during the open enrollment period but were unable to

  2. You have lost your employer health benefits

  3. You are no longer eligible for coverage through other types of insurance

  4. You signed up during the open enrollment period, but something happened and the enrollment was not processed correctly

  5. You moved to the United States, you returned to the United States after living abroad, or you are released from prison

  6. Exceptional circumstances prevented you from enrolling

  7. You already have health insurance through the marketplace, but your family circumstances have changed

  8. You already have health insurance through the marketplace, but your income has changed

  9. You already have health insurance through the market, but you have changed your address

  10. You are a member of an Indian tribe (recognized by the governments of the United States)

 

It is important to note that if you qualify for Medicaid or the Children’s Health Insurance Program (CHIP), you can apply at any time.

 

There is always an opportunity to treat your health or get your annual checkup, do not miss this opportunity and make sure it is with the best for you and your family. Your health is a priority and the health insurance marketplace has many options so that you and your family are always healthy.